Business Expense Insurance

Business Expense (BE) Insurance to keep your Business going

We understand the pressure small business owners and the self employed are under. With the success of your business relying on you, and so many regular expenses, the thought of having to take time off due to sickness or injury can be frightening.

Compare Business Expense Insurance with ease

At Find Insurance, we have made it easy for you to compare and acquire Business Expenses insurance with some of the largest and most established companies in Australia.

Business Expense Cover provides you with an ongoing monthly benefit to help cover the day to day fixed expenses if you are unable to work due to sickness or injury.

This cover is designed for short term periods of disablement. If the nature of your disability is more serious, then 12 times the monthly benefit may help keep the business afloat in the interim and give you time to get your affairs in order, which may include preparing the business for sale.

Fixed operating expenses covered include, but are not limited to: rent and principal and interest repayments on business loans, utilities, leasing costs for equipment and motor vehicles, accounting fees, professional fees, cost of a locum and the salaries and remuneration of employees who aren’t directly involved in generating sales.

Ideally suited for businesses with up to five staff, Business Expense Cover helps you take care of your commitments, while you focus on what matters most: your recovery.​

And premiums are generally tax deductible.

Who needs Business Expense insurance?

If you’re the main business owner you should consider taking out Business Expenses Cover. 

Everyone wants to work hard and build up wealth.  So it makes sense to ensure that you, your family, and your business interests are protected.

How much BE insurance coverage do you need?

You can only apply to cover most Fixed Operate costs of the business for up to a 12 month period.

Once you have submitted your application the insurer will confirm your fixed costs and the amount you can cover by reviewing your previous tax returns.

If you would like to work out how much BE cover you might require then click on the 'Calculate Business Expense Cover' button.  Alternatively, if you would like to request a quote then select the 'Start Here' Button and proceed to 'Request a Quote'.