Get it right for the first time.
At Find Insurance, we want to help you get the Personal Insurance (Life, Trauma, Income Protection and Life Cover) that is right for you.
Our Mission
To help more Australians obtain Personal Insurance cover that they can afford and providing the necessary funding for them and their loved ones when they need it most.
It is as easy as one-two-three.
We have made it as easy as possible for you to obtain your personal insurance by following these steps:
-
- Learn about the different types of Personal Insurances that are available to you.
- An Australian advisor over the phone will help you calculate how much Personal Insurance you and your family require. Alternatively, you can fill in the Needs Analysis yourself.
- You then book a time to discuss your needs with an Advisor.
- We will ask you to sign an engagement letter and pay a small fee before we do any further work. This show us you are serious about obtaining advise and cover that is appropriate for you.
- We will prepare an Insurance Report that contains quotes for your consideration. It will also show you how much it will cost you to take up the new cover.
- You will then decide if the quote is right for you or you can elect to make changes. If it is right for you then you will ask you to choose the insurance you wish to go with.
- After we receive your selection, we will prepare a Statement of Advice that simply goes into more detail about the insurer you have selected and why we consider the insurer to be the most appropriate for your needs.
- We will then help you fill in the application. Once the application is completed we will submit this on your behalf to the insurer.
- The insurer will assess your application and if all is approved they will provide you with cover. If the insurer requires further information regarding your personal history e.g. medical history, they will either call you to discuss this with you or we will request further information from you via email.
- When everything is approved you will be notified in writing and receive a welcome email from us.
We will continue to look after you.
After you’re your policy is in place we will continue to look after. Each year, we will send you an email or text to remind you that your policy is due for renewal. Once a year we will email you a report outlining what cover you have and to see if there is anything else we can help you with. At claim time, we will be here to help you through that difficult period in your life. We are not like the other companies who simply want to sell you some insurances. You become a client of Find Insurance and the Find Group as a whole. That means a lot to us. As such, we will aim to provide the ‘care factor’ each year and to remind you that we are always here for you.
How we make money?
It is simple. We charge a small fee to get rid of the tire kickers…we only want to deal with people who are serious about wanting advice and to get the right personal insurance in place. After the policy is inforce, the insurer will pay Find Insurance and the referral partner (if applicable) an upfront and ongoing commission. At claim time, some insurers offer a Financial Planning Benefit so that you can get advice in relation to the money you are going to receive. If you make a claim and a Financial Planning Benefit is available to you, we will contact you to discuss how one of our financial planners can assist you at this time.